Have you noticed the stores, commercials, and yes, your neighbor's house yet? Is it really almost the end of 2012?!? I recently received my first 2013 calendar and planner. http://www.barbourbooks.com/product/For-Each-New-Day-2013-Planner,9373.aspx?Tab=Books&sj=749

- Goal 1.0: Pay off debt...well, it depends on which debt you are asking about? How about consolidating debt to pay less fees? I feel I am making good progress on this goal, but I most likely will need to continue it for 2013, unless that winning lottery ticket ends up in my stocking. Next step...identify strategies to work to complete this goal. http://www.daveramsey.com/home/
- Goal 2.0: Lose weight...I know EVERYONE has this as a goal. But I seriously needed to take a look at not only my eating habits, but also my stress level and exercise regime. I think I started five different diets this year and only found one successful. It happened to be the one that made the most sense: QUIT EATING! I reduced my calorie intake, and increased my exercise. Woo Hoo! 15 POUNDS DOWN! Stress level was reduced when I started saying "no" even though I do not like to use that word. Next step...increase and change up exercise routine and quit worrying about what I cannot control. http://www.raystrand.com/
- Goal 3.0: Focus on being positive...It may sound cliche or corny, but it is so easy in today's world to get caught up in negativity. Surrounding myself with positive people has been a more difficult task than I though it would be. I am going to church again, spending time with old friends I lost touch with, and taking time to read good books and the GOOD BOOK. http://fountainspringschurch.com/
I don't think any of these goals are fully achieved. I believe I need to evaluate the strategies and assign measurable benchmarks. That means another goal...GOAL 4.0...Write out my strategic plan for 2013. And one must remember when reviewing goals and targets: